Down Payment Assistance | Jonathan Wilson

A plain-language look at down payment assistance, including Tennessee Housing Development Agency (THDA) programs. Reach out to Jonathan Wilson for what applies to you.

Jonathan D. Wilson, Mortgage Advisor

Barrett Financial Group, L.L.C.

Phone: (615) 545-4031

Email: [email protected]

NMLS# 337336

Company NMLS# 181106

Licensed in: TN, GA, AL, ME, HI, FL, KY

Down Payment Assistance | Jonathan Wilson

A plain-language look at down payment assistance, including Tennessee Housing Development Agency (THDA) programs. Reach out to Jonathan Wilson for what applies to you.

Down Payment Assistance

How assistance usually works

A basic look at THDA

Reach out for the specifics

Frequently Asked Questions

Want me to check a program for you?

LOAN PROGRAMS

Some buyers can get help with the cash needed to buy a home. The help might be a grant, a forgivable loan, or a second mortgage. What you can use depends on where you are buying, your income, and the loan. Here is a plain-language look at the Tennessee program, plus an open invitation to ask me what actually fits you.

The details change by program. The idea is the same: less cash from you at closing.

Tennessee Housing Development Agency

THDA is Tennessee’s state housing agency. It offers programs that can help eligible buyers purchase a primary home in Tennessee, and some of that help can go toward the down payment or closing costs. Who qualifies, how much is available, and how it is repaid all depend on the program and the county.

Amounts, income limits, and which options are open change. Reach out and I will walk through what applies to your purchase.

Cities, counties, and employers sometimes offer their own help, and those programs are separate from THDA. If you are buying in Tennessee or another state I serve, tell me the address or the county and I will look up what is open right now.

Nothing on this page is a quote, an approval, or a promise that a program is still open. THDA updates income limits, price caps, assistance amounts, and which options are available. can run your county, household income, and loan type and tell you, in plain language, whether THDA or another program is worth pursuing.

Short answers. Your file will decide the real ones.

Tell me where you are buying and a little about your income. I will tell you whether THDA or another down payment program is even on the table.